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At Peter Boulware Toyota of Tallahassee, we believe everyone deserves reliable transportation, regardless of credit history. We specialize in finding financing solutions for all situations, including less-than-perfect credit scores, previous bankruptcy, limited credit history, and other financial challenges. Unlike “Buy Here, Pay Here” lots, we leverage our extensive network of banks and credit unions to secure the most favorable terms possible for your situation. Our finance team works diligently to find competitive loan options, design a payment plan that fits your budget, and help rebuild your credit through responsible financing.
Don’t let credit concerns stop you from getting a vehicle. The finance team at Peter Boulware Toyota of Tallahassee creates customized solutions for any budget or credit situation. We work with all types of buyers and understand everyone’s financial journey is unique. Visit us today to drive away in a dependable vehicle with financing you can trust.
At Peter Boulware Toyota of Tallahassee, we believe everyone deserves a fresh start and a reliable ride—no matter your credit history! Swing by today and let our team show you how easy it can be to drive off in a quality vehicle with monthly payments that work for you.
When preparing to finance a vehicle at a dealership, bringing the right documentation can streamline your approval process and help you secure better terms. This is especially important for subprime borrowers, who face additional requirements due to the higher risk they present to lenders. Remember to bring a co-signer if your credit is less than ideal, as this can significantly improve your chances of approval and help you secure better loan terms.
Valid Driver’s License
Make sure your license is up to date—not expired, suspended, or revoked. Also, double-check that your listed address matches your current residence.
Proof of Income
A recent pay stub showing your year-to-date earnings is ideal. If you’re self-employed, bring two years of professionally prepared tax returns.
Proof of Residence
A current utility bill (like water or electric) that includes your name and matches your residential address will work.
Insurance Information
Have your insurance agent’s name and contact info ready. You don’t need to add the new vehicle to your policy until financing is approved.
Personal References
Provide names, addresses, and phone numbers for people who can vouch for you—friends or family members are fine.
Down Payment
Have your down payment ready—amounts vary based on your credit and loan terms, so check with the finance team in advance.
If you’ve experienced credit difficulties, lenders may request extra verification before approving your auto loan. To ensure a smooth financing process, please bring these additional items:
At Peter Boulware Toyota of Tallahassee, our finance specialists will guide you through the requirements specific to your situation and work diligently to secure appropriate financing options.
